Southern Heritage Bank

423.473.7980

Formed in 1998 as a community bank in Cleveland, Tennessee, Southern Heritage Bank (SHB) is a division of First Citizens National Bank. Southern Heritage Bank has three financial centers in Cleveland, two in Chattanooga, and an ATM service in Ocoee. SHB provides a range of personal and business banking services designed to fit every customer’s needs.

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Southern Heritage Bank

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Keep Up to Datewith Local Events

#ChooseChattanooga

Sign Up for Our Choose Chatt™ Newsletter and Stay Up to Date with What's Happening in the Scenic City!

Keep Up to Date
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