A top-ranked destination for retirees, Chattanooga offers its senior residents everything they need to enjoy their golden years.

The Scenic City is a prime place for seniors to settle as they enter retirement, and there’s no shortage of reasons why. Southern Living says Chattanooga “ticks all of the boxes for a great retirement town,” including stunning scenery, affordable living, educational opportunities, and access to healthcare.

Thanks to an overall cost of living that is lower than the national average, seniors can make the most of their retirement dollars in Chattanooga. Tennessee’s affordable housing market, low property taxes, and no state income tax help boost Chattanooga’s affordability, and in 2023, CNBC named Tennessee the second most affordable state for retirement.

Here, welcoming neighborhoods and enticing real estate abound. A wide variety of housing options accommodate any living arrangement as residents choose from luxe downtown apartments, riverside residences, mountaintop homes, suburban living, and more. Both modern and historic residences comprise Chattanooga’s residential landscape and offer style and function for everyone.

Local retirement communities offer the best in independent and assisted living. Nationally recognized senior care companies – like Life Care Centers of America, Century Park Associates, and Morning Pointe Senior Living – are headquartered in the Chattanooga area and offer their expert services at area facilities. These inviting properties and more across Chattanooga foster community among their residents while staying plugged in to their respective neighborhoods. Residents of these senior living facilities can enjoy cleaning and dining services, daily programming, and a level of care that suits their needs. Caregivers are on hand to help as needed, from minimal assistance to full-service care. Skilled nursing facilities and residential memory care are available to provide specialized care, and nearby, award-winning healthcare systems and rehabilitation hospitals stand ready to meet any medical needs.

Lifelong learners can take advantage of ample educational opportunities across the city. Area colleges offer programs for adults looking to acquire more knowledge, while local arts and crafts classes teach new skills. Chattanooga’s rich history and culture is showcased at historic sites, festive events, and over a dozen museums in the surrounding area. Seniors interested in giving back to the community can partner with a variety of local nonprofits through volunteer opportunities or philanthropy. Those seeking spiritual growth can get involved with one of the city’s many churches and religious organizations.

The Tennessee River and surrounding mountains provide a stunning backdrop to the city and mean that seniors looking to enjoy the outdoors will have plenty to explore. Scenic overlooks, expansive parks, and trail systems are only a brief drive away. Chattanooga is home to more than 50 trailheads and multiple waterfronts, making walking, biking, and fishing popular pursuits for active seniors.

Other local amenities include a wealth of fine dining options, shops selling quality and locally made goods, and must-see spots to show off to visiting children and grandchildren.